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The Best Chocolate Chip Banana Bread Recipe

4.95 from 88 votes
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posted: 10/25/24

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This post may contain affiliate links. Please read my disclosure policy

This is the best Chocolate Chip Banana Bread recipe! This easy spin on classic banana bread comes together easily and is such a popular recipe. It is moist, delicious, and only takes about 10 minutes to prepare.

chocolate chip banana bread sliced on a cutting board

This Chocolate Chip Banana Bread is one of my most popular recipes. It comes together with a few simple ingredients and is fast to make. It is based on the very best easy banana bread recipe. The addition of the chocolate chips just takes it way over the top.

I suggest that when you make this recipe you make a double batch. Make one to eat right away and one to freeze for later. You’ll thank me when the first batch is inhaled by your crew right away.

READER REVIEW

This chocolate chip banana bread was so delicious I went through all your steps and it turned out perfect. My friends all loved it will definitely make again!

overhead view of chocolate chip banana bread recipe in a metal bread pan

Banana Bread

This simple and easy Banana Bread is going to be your go to recipe from here on out! With 10 minutes hands on time, simple tips and easy instructions, you will love this recipe.
front view of banana bread; first half of loaf has been sliced

What makes this the Best Chocolate Chip Banana Bread

  • It comes together with just a few simple ingredients. Just like the recipe it is based off of, you probably already have most of the ingredients to make it in your kitchen.
  • The prep time on this recipe is only 10 minutes. Which means that you can easily make this for a perfect afternoon snack for children who love banana bread.
  • This banana bread recipe is so moist. It uses yogurt, which keeps it tender, soft, with the perfect exterior crumb.
  • It tastes like cake. Like actually like cake.
front view of the best chocolate chip banana bread recipe on a cutting board

How to Make Chocolate Chip Banana Bread

This is a brief overview of how easy this recipe is to make. For the full recipe with all of the measurements please see the recipe card at the bottom of the post.

  1. Whisk together the dry ingredients. In a large bowl, whisk together the flour, baking soda, and salt.
  2. Combine the wet ingredients. Stir together mashed banana, melted butter, eggs, yogurt, sugar, and vanilla.
  3. Stir the wet ingredients into the dry ingredients. Stir until just combined and then stir in the chocolate chips.
  4. Bake the bread in a bread pan. After it comes out of the oven, allow it cool in the pan for 10 minutes before transferring it a wire rack and letting it cool for 35 more minutes before slicing.

Tips and Tricks for this Chocolate Chip Banana Bread

  • Use a good loaf pan. They are not all created equal, and some work better than others. Below you can find the bread pan I love. It is a workhorse and bread comes out perfectly in it.
  • Measure your flour properly. This is key in all baking recipes. Make sure that you scoop the flour into the measuring cup and then level it off. If you scoop right from the flour container you will get too much and you will have a chocolate chip banana bread recipe fail.
  • Make sure that your melted butter has cooled. If you don’t do that, you run the risk of your eggs starting to cook when they get mixed with the hot butter. No one wants that.
  • Use baking soda that is still fresh. Baking soda needs to be switched out every six months or so. Test it by adding a little to some vinegar. It should bubble immediately, if not replace it.
  • If you want the top to have a really appealing look, throw a couple extra chocolate chips on before putting it in the oven.
  • Test the bread with a toothpick towards the end. Do not insert it directly in the middle of the bread, but slightly off to the side. You want the toothpick to come out clean. If you wait until the top comes out clean, you will risk the edges of the bread being dry. I would rather have a little bit of a gooey top (yummy) than dry sides (yucky). My oven requires 55 minutes for perfect bread.
TOP PICK

Best Bread Pan

Hands down my favorite bread pan. The results from this pan are perfect every time.
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front view of easy chocolate chip banana bread recipe sliced on cutting board

Unsalted Butter in Baking

The reason that most baking recipes call for unsalted butter is because the amount of salt in salted butter can vary a great deal from brand to brand. Using unsalted butter and then adding a specific amount of salt to the recipe, allows bakers to control the amount of salt in the final baked product.

If you are wondering if you can use salted butter in this recipe, the answer is yes. You will just want to eliminate the 1/2 teaspoon salt from the recipe.

Ripe Bananas for Banana Bread

When making this recipe, you will want to use very ripe bananas. That does not mean that the whole skin needs to be brown, but it needs to be decently speckled with brown dots. You’ll know that they are perfect when they mash very easily with a fork.

Some recipes suggest that you ripen bananas in your oven, but let me explain why I don’t recommend that. The sweetness of a banana changes as it ripens. The more ripe it is, the sweeter it is. Ripening them by popping them in the oven will get you the correct consistency of banana you are looking for, but it won’t get you the sweetness you want.

A better bet is to let those bananas ripen fully. Then peel them and freeze them. When you are ready to make your banana bread, let them fully thaw, and use them (and any liquid that goes with them) in this recipe.

picture of a bunch of banana that are speckled brown and ready to be made into banana bread

Substitutions and Variations

There are so many great variations on banana bread, the possibilities are endless.

  • Swap the chocolate chips for something else. You can take out the chocolate chips (or half of them) and replace them with a cup of something else. We’ve made this with blueberries, strawberries, Nutella and even zucchini. I know a lot of people love nuts in their banana bread, and that would work as a swap too.
  • Use mini chocolate chips. You eagle eyes will notice that I’m using mini chocolate chips in the video for this post and the final shot shows big chocolate chips. That’s because we love it both ways! I love how the mini chocolate chips distribute, but I also love how the big ones look. If you use the minis you will still want to use just one cup.
  • Swap the yogurt for sour cream. They can be used interchangeably in this recipe, but I do not recommend eliminating the yogurt all together.
  • Use gluten free flour. I haven’t tested this myself, but I have had readers report good results when they replace the flour in this recipe with 1 for 1 gluten free flour, such as Bob’s Red Mill Gluten Free 1-to-1 Baking Flour.
  • Make muffins. This recipe is great as muffins. You can follow these instructions: Banana Chocolate Chip Muffins.

Storing and Freezing

Storing After Baking

This bread recipe should be stored in an air tight container in a cool, dry place, for up to one week. I have best results when I don’t store the bread in the pan it was baked in.

Freezing as a Whole Loaf

This bread can be frozen as a whole loaf. Wrap it three times in foil or plastic wrap and then place it in a freezer bag. Store for up to three months in the freezer.

Freezing as Slices

It can also be frozen as slices. Once cooled, slice the bread into 10 equal slices. Place the bread on a wax paper lined tray and freeze it for about 4 hours. Transfer the slices to a freezer safe bag and store in the freezer for up to three months. When ready to eat, the slices will take about 30 minutes at room temperature to thaw.

over head view of slices of easy chocolate chip banana bread recipe

Other Spins on Banana Bread

Here are some other great banana bread recipes you will love!

If you try this recipe or any of my other recipes, leave me a comment and let me know what you think

chocolate chip banana bread sliced on a cutting board
4.95 from 88 votes

The Best Chocolate Chip Banana Bread Recipe

Serves: 10 slices
(tap # to scale)
Prep: 10 minutes
Cook: 55 minutes
Total: 1 hour 5 minutes
This is the best Chocolate Chip Banana Bread recipe!  This chocolate chip banana bread comes together easily and is such a popular recipe in my house!  It is moist, delicious, and only takes about 10 minutes to prepare.

Ingredients

  • 2 cups all purpose flour (240 grams)
  • 3/4 teaspoon baking soda
  • 1/2 teaspoon salt
  • 3 very ripe bananas mashed well (read more about ripe bananas here)
  • 6 tablespoons unsalted butter melted and cooled, read about why we use unsalted butter, and how to use salted here (84.8 grams)
  • 2 large eggs at room temperature and lightly whisked
  • 1/4 cup plain yogurt room temperature, sour cream also works (56.8 grams)
  • 3/4 cup sugar (148.5 grams)
  • 1 teaspoon vanilla extract
  • 1 cup milk chocolate chips semi-sweet chocolate chips or dark chocolate chips will work as well (170 grams)

Instructions

  • Preheat your oven to 350 degrees Fahrenheit. Spray a 9 by 5 inch bread pan well with cooking spray.
  • In a large bowl, whisk together the flour, baking soda, and salt.
    2 cups all purpose flour, 3/4 teaspoon baking soda, 1/2 teaspoon salt
  • In a medium bowl, whisk together the mashed bananas, cooled butter, eggs, yogurt, sugar, and vanilla. 
    3 very ripe bananas, 6 tablespoons unsalted butter, 2 large eggs at room temperature and lightly whisked, 1/4 cup plain yogurt, 3/4 cup sugar, 1 teaspoon vanilla extract
  • Gently fold the wet ingredients into the dry ingredients. Be careful not to over mix.
  • Stir in the chocolate chips until just combined.
    1 cup milk chocolate chips
  • Pour the bread batter into the prepared pan. Bake for 55 minutes or until a toothpick inserted in the center of the bread comes out with just a few crumbs.
  • Allow the bread to cool in the pan for 10 minutes. Then remove and allow to cool on a cooling rack for 35 minutes before slicing and enjoying.
Serving: 1slice Calories: 384kcal (19%) Carbohydrates: 57g (19%) Protein: 6g (12%) Fat: 15g (23%) Saturated Fat: 9g (56%) Monounsaturated Fat: 2g Cholesterol: 56mg (19%) Sodium: 229mg (10%) Potassium: 162mg (5%) Fiber: 3g (13%) Sugar: 32g (36%) Vitamin A: 300IU (6%) Vitamin C: 5mg (6%) Calcium: 20mg (2%) Iron: 2mg (11%)
Author: Lisa Longley
Course: Breakfast
Cuisine: American
chocolate chip banana bread sliced on a cutting board

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The Best Chocolate Chip Banana Bread Recipe

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Hi! I'm Lisa Longley, and I am committed to giving you simple dinner ideas and recipes that are easy to make; recipes that will fill your home with joy. I am the owner and author of SimpleJoy.com and I'm so glad that you are here.

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  1. Laura says

    Are you saying milk chocolate chips or semi-sweet chocolate chips??

    • Lisa Longley says

      I’ve used both and both are delicious. My personal preference is for milk chocolate chips.

      • Melissa Shroff says

        What about dark chocolate chips? I prefer dark chocolate.

        • Lisa Longley says

          Go for it! It should turn out just fine!

  2. Sue Reuschlien says

    Have you tried making muffins instead of bread with this recipe? I know the baking time would be less

    • Lisa Longley says

      Hi Sue! I have a note about this in the post because I knew people would want to know. I think both the baking time and the ingredient ratios would need to change in order or these to work well as muffins. If I develop that recipe, I will be sure to update the post!

  3. peggy says

    This looks really good. But I have to say it is more of a “cake” than a bread. I think it’s only classified bread because it’s made in a loaf pan. I make banana bread a lot as did my Mother. True banana bread is not as loose “cake lie” textured as this is. And it uses Crisco instead of butter. . Also it’s done at 400 instead of 350 and in a floured pan. I will definitely be making this. Choc chips and banana together Don’t get much better than this. :-)

    • Lisa Longley says

      The good news is there are lots of great ways to make great recipes. :)

  4. Chandra says

    If you only have salted butter will it make a difference.

    • Lisa Longley says

      It will make it a little more salty. The reason for using unsalted butter is so that when you are baking you can control the amount of salt flavor in the final recipe. I can’t tell you exactly how much to cut back on the salt in the recipe because butter types vary. I would suggest cutting it back to 1/4 teaspoon. That said, I wouldn’t let that hold you back from making this.

  5. Ha says

    What temp do I bake it on ?

    • Lisa Longley says

      350 degrees

  6. Darlene says

    5 stars
    I’ve made this 4 times now within a week & a 1/2 timeframe. 3 were sugar free, 1 of those was with strawberry yogurt, and 1 was regular. I used Chobani non fat Greek yogurt for all of them and added nuts to 2 of them. They ALL came out excellent! Thank you for a great recipe. I’ve shared the bread with a few people and everyone has loved it!

    • Lisa Longley says

      This makes me so happy to hear! And I really appreciate you coming back to tell me the different yogurt types that have worked!

    • Yvonne says

      did you use Stevia in place of the sugar please? I need to make sugar free as I am a diabetic

  7. Kate says

    Can I substitute the sugar for stevia to make it sugar free?

    • Lisa Longley says

      Hi Kate, unfortunately I don’t have a lot of experience baking with stevia, so I don’t feel confident answering this. I know that they sell a baking variety, so I would start with that.

      • Yvonne says

        5 stars
        I made this with splenda instead of sugar and sugar free chocolate chips and it turned out delicious. Thank you for the recipe

        • Lisa Longley says

          Thanks for coming back to tell me!

  8. Tory says

    5 stars
    I just made this and it was awesome! I was vanilla yogurt and cut the vanilla extract in half.

    • Lisa Longley says

      I’m so happy you liked it Tory!

  9. Juli says

    5 stars
    Hi!! I made this recipe this morning & used a mini loaf pan (8 compartments)! Baked at 350 degrees for 15-16 min & used mini chocolate chips!
    This is a fantastic recipe! Thank you for sharing!!!

    • Lisa Longley says

      I’m so happy you liked it Juli!

  10. Destiny says

    Will using Walnuts or pecans instead of chocolate chips be fine as a substitute? Will any ingredients or measurements change?

    • Lisa Longley says

      I think this recipe will be fine with that simple swap, but I will say that I haven’t tried that. If you do, please come back and let me know.

      • Ilse says

        5 stars
        I added chopped Walnuts to mine and it was delicious. I eyeballed it, but it might have been half a cup. I left the chocolate chips the same amount.

        One question, how did you store this once completed cooled? I made two loaves and I want them to last as long as possible. I might actually try freezing one loaf. Have you done that? Did it hold up ok?

        • Lisa Longley says

          Freezing is a great option Ilse! You could actually cut it completely, freeze the pieces on a piece of wax paper all lined out, and then stack them and put them in a sealable container so you can defrost a piece at a time. Just make sure to use a really air tight container. Otherwise, I usually use a clear plastic reusable container.

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